IN10 Driver Insurance
- Compare IN10 Driver Insurance Quotes
- Policies designed for drivers who may struggle to get standard cover.
- All Convictions Accepted
Comparing IN10 Driver Insurance
If you are a driver who has been Banned or convicted with points on their licence or been previously banned or disqualified, Compare Zone can help find you cheaper Drink Driver insurance by passing your details to our Insurance Broker Panel. Compare Zones Insurance Providers do a whole of market search so that you will always know what the cheapest quotes are. Save time and money and buy with confidence that you will be insured correctly
If you have driving convictions, penalty points, or a history of driving bans, finding affordable insurance can be challenging. We specialise in connecting high-risk drivers with insurers who understand non-standard situations, helping you get the cover you need without unnecessary stress.
What we cover
Our policies cater to drivers with a range of convictions and risk profiles:
- DG10, DR10, BA10, IN10, DD, & TT convictions and smaller convictions such as SP, CD, CU and much more – We Cover for all types of convictions no matter how big or small or even if you were banned.
- High-risk driver insurance – Policies designed for drivers who may struggle to get standard cover.
- Affordable payment options – Flexible payment plans to make insurance more manageable.
Why Choose Our Convicted Driver Insurance?
Access to insurers who specialise in Convicted Drivers Insurance
Competitive premiums for high-risk drivers
We can get you covered for any type of Driving Conviction
Banned Drivers Accepted
Conviction Codes And What They Mean
Accident Offences (AC)
AC10 and AC20 come with between 5 and 10 driving licence points. AC30 comes with between 4 to 9 points.
- AC10 – Failing to stop and/or give particulars after an accident
- AC20 – Failing to give particulars or report an accident within 24 hours
- AC30 – Undefined accident offences
Careless Driving (CD)
CD10, CD20 and CD30 come with between 3 to 9 driving licence points. CD40, CD50, CD60 and CD70 come with between 3 to 11 points.
- CD10 – Driving without due care and attention / driving without paying attention due to lack of care and attention
- CD20 – Driving without reasonable consideration for other road users
- CD30 – Driving without due care and attention or without reasonable consideration
- CD40 – Causing death by careless driving when unfit through drink / drinking and driving
- CD50 – Causing death by careless driving when unfit through drugs
- CD60 – Causing death by careless driving with an alcohol level above the limit
- CD70 – Causing death by careless driving and failing to supply a specimen
Construction and use offences (CU)
The below driving offences come with 3 points except CU80 which comes with between 3 to 6 points.
- CU10 – Driving a vehicle with defective brakes
- CU20 – Driving a vehicle with parts or accessories in dangerous condition
- CU30 – Driving a vehicle with defective tyres (tyre with cuts, bulges or under legal tread depth limit)
- CU40 – Driving a vehicle with defective steering mechanism
- CU50 – Causing or likely to cause danger by reason of load or passengers
- CU60 – An undefined failure to comply with construction and use regulations
- CU80 – A breach of requirements as to control the vehicle, such as a using a mobile phone/ being distracted. Could also relate to driving without due care and attention
Disqualified Driver (BA)
The below driving offences come with 6 driving licence points.
- BA10 – Driving while disqualified by order of a court of law
- BA20 – Driving while disqualified as under aged to do so
- BA30 – An attempt to drive whilst disqualified by order of a court of law
Drinking and Driving (DR)
DR10, DR20, DR30 and DR80 come with between 3 to 11 points; DR40, DR50, DR60 and DR90 come with 10 points; and DR70 comes with 3 points.
- DR10 – Driving or an attempt to drive with alcohol above the legal limit
- DR20 – Driving or an attempt to drive while unfit through drinking alcohol
- DR30 – Driving or an attempt to drive and refusing to supply a specimen (e.g., breath sample)
- DR40 – In charge of a vehicle with an alcohol level above the legal limit
- DR50 – In charge of a vehicle while unfit through drinking alcohol or drugs
- DR60 – Failure to provide a specimen for analysis (e.g., breath sample) other than driving
- DR70 – Failure to provide a specimen for a breath test
- DR80 – Driving or an attempt to drive when unfit through drugs
- DR90 – In charge of a vehicle when unfit through the use of drugs
Drugs and Driving (DG)
The below driving offences come with between 3 to 6 driving licence points.
- DG10 – Driving or an attempt to drive with a drug level above the specified limit
- DG60 – Cause of death by careless driving with a drug level above the legal limit
- DG80 – Driving or an attempt to drive when unfit through the use of drugs
Insurance Offences (IN)
The below driving offences come with between 6 to 8 driving licence points.
- IN10 – The use of a vehicle that does not have at least third party insurance to protect against risks
Licence Offences (LC)
The below driving offences come with between 3 to 6 driving licence points.
- LC10 – Driving a vehicle without a valid licence
- LC20 – Driving a vehicle otherwise than in accordance with a licence
- LC30 – Driving a vehicle after making a false declaration about fitness to drive
- LC40 – Driving a vehicle having failed to notify a disability
- LC50 – Driving a vehicle after a licence has been revoked or refused on medical grounds
Miscellaneous Offences (MS)
The below driving offence comes with 3 driving licence points except MS50 which comes with between 3 and 11 driving licence points.
- MS10 – Leaving/parking a vehicle in a dangerous position
- MS20 – Unlawful pillion riding
- MS30 – Play street offences
- MS50 – Motor racing on the public highway
- MS60 – Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle) 3
- MS70 – Driving a vehicle with uncorrected defective eyesight
- MS80 – A refusal to submit to an eyesight test
- MS90 – A failure to comply to give information as to the identity of the driver, etc.
Motorway Offences (MW)
The below driving offence comes with 3 driving licence points.
- MW10 – Violation of special roads regulations
Pedestrian crossing (PC)
The below driving offences comes with 3 driving licence points.
- PC10 – Undefined violation of the pedestrian crossing regulation
- PC20 – Violation of the pedestrian crossing regulations – a moving vehicles
- PC30 – Violation of the pedestrian crossing regulations – a stationary vehicles
Learner Driver/Provisional Licence (PL)
The below driving offences come with between 3 to 11 driving licence points.
- PL10 – Driving without red Learner (L)-plates
- PL20 – Not being accompanied by a qualified person (e.g., driving instructor)
- PL30 – Carrying a person that is not qualified to teach
- PL40 – Drawing an unauthorised trailer
- PL50 – Undefined failure to comply with conditions of a learners provisional licence
Reckless/Dangerous Driving (DD)
The below driving offences come with between 3 to 11 driving licence points.
- DD10 – Driving a vehicle in a dangerous manner
- DD40 – Driving a vehicle dangerously
- DD60 – Manslaughter or culpable homicide while driving a vehicle
- DD80 – Causing death by dangerous driving
The below driving offence comes with 3 to 9 driving licence points.
- DD90 – Furious driving/road rage
Speeding Offences (SP)
The below driving offences come with between 3 to 6 driving licence points.
- SP10 – Exceeding goods vehicle speed limits
- SP20 – Exceeding the speed limit for type of vehicle (excluding goods or passenger vehicles)
- SP30 – Exceeding the statutory (permitted) speed limit on a public road
- SP40 – Exceeding the passenger vehicle speed limit
- SP50 – Exceeding the speed limit of a motorway
- SP60 – Undefined speed limit offence
Vehicle Theft/Taking (UT)
The below driving offences come with between 3 to 11 driving licence points.
- UT10 – Taking and driving a vehicle away without consent or attempt thereof
- UT20 – Stealing or attempting to steal a vehicle
- UT30 – Going equipped for stealing or taking a vehicle
- UT40 – Taking, driving or being carried in a vehicle without consent
- UT50 – Aggravated taking of a vehicle
Traffic Direction and Signs (TS)
The below driving offences come with 3 driving licence points.
- TS10 – A failure to comply with traffic light signals (e.g., going through a red light)
- TS20 – A failure to comply with double white lines
- TS30 – A failure to comply with ‘stop’ signage
- TS40 – A failure to comply with the direction of a constable or warden
- TS50 – A failure to comply with a traffic sign
- TS60 – A failure to comply with a school crossing patrol sign
- TS70 – An undefined failure to comply with a traffic signage or direction
Special code (TT)
The below driving offence will stay on a person’s driving record 4 years from the date of conviction.
- TT99 – A disqualification under ‘totting-up’ of points procedure
FAQ's
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